It's easy to see that the Calvinist's view of Eph. 2:8-9 is wrong when you compare it to Rom. 3:24. The faith of the individual in Eph. 2:8 precedes the application of grace just as the redemption in Rom 3:24 precedes the application of grace in that passage.
My family doesn't celebrate Santa Claus at Christmas. We don't put Santa decorations in our house or on our lawn. We never told our son that Santa would bring him presents. We never took him to get pictures with Santa. In fact, the first time our son saw someone dressed up like Santa, he thought it was someone dressed as Moses because all the story book drawings of Moses depict him having a long white beard and wearing a robe. And yes, I was one of those evil parents who encouraged my son to tell other kids that Santa isn't real. Santa has never had a place in our home, and he never will.
Every game has a set of rules that govern how the gameplay proceeds.
In Super Mario Bros., for example, there is a rule that jumping on a Goomba will kill it and a corresponding rule that if a Goomba runs into you it will kill you. You will have a very difficult time trying to win in Super Mario Bros. by running into Goombas, and your game will proceed much smoother if you try to win by jumping on the Goombas instead. You could argue that those who choose the latter are more privileged than those who choose the former, but that is solely the fault of those who choose to ignore the instruction book and attempt to play by their own rules.
Bill Fortenberry is a Christian philosopher and historian in Birmingham, AL. Bill's work has been cited in several legal journals, and he has appeared as a guest on shows including The Dr. Gina Show, The Michael Hart Show, and Real Science Radio.
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"Give instruction to a wise man, and he will be yet wiser: teach a just man, and he will increase in learning." (Proverbs 9:9)